How To Claim For Whiplash

If you have suffered a whiplash injury once you have sought treatment often the next question is how can you claim for whiplash? This article sets out to show you how you can claim for whiplash by dealing with the common questions such as:

What is whiplash?
How do you start a whiplash claim?
How to choose the right claims company or solicitor to help you
How much compensation will you receive for whiplash?
What expenses and losses can you claim for?
How long does a whiplash claim usually take?

We will look at each of these questions in turn.

What is whiplash?

Whiplash is a soft tissue injury to the neck caused usually when a car is rear end shunted. When this happens the occupant's necks are over stretched causing the neck strain that is known as whiplash.

How do you start a whiplash claim?

The first step (ignoring the immediate accident aftermath) is to seek medical treatment. It is important to ensure that no serious injury has been sustained during the accident. A trip to your general practitioner or local accident and emergency department will take care of this. The next step is to find a claims company or solicitor to represent you.

How to choose the right claims company or solicitor to help you

There are many solicitors and claims companies advertising on the internet and on television. Whiplash claims are quite straightforward from a legal perspective, so you should only choose a company that meets the following criteria:

They will ensure that you keep 100% of your compensation (not all will so read the small print).
They have experience of dealing with whiplash claims.
They will not charge you whether they win or lose your claim.
They will not charge you an "administration fee" for handling their claim (there should be no fees or expenses that you have to pay. Some of the larger claims companies advertising on television will charge you a fee but many others will not.

How much compensation will you receive for whiplash?

Despite what you might be told in advertising materials, you should receive the same amount of compensation whichever company you use (as long as you have chosen someone with whiplash experience). There are fixed guidelines which are used to decide on the right amount of compensation. They are as follows:

£750 to £2,500 if you make a complete recovery within 1 year.
£2,500 to £4,250 if you make a complete recovery within 2 years.
£4,250 to £7,750 for a moderately severe whiplash injury (several years to recover and increased risk of future vulnerability).
£7,750 to £13,750 for permanent symptoms.

What expenses and losses can you claim for?

In addition to your pain and suffering you can also claim for lost wages, travel expenses, medication, private medical treatment and all other reasonable expenses incurred as a result of the accident.

How long does a whiplash claim usually take?

A whiplash claim cannot generally be settled until a medical expert has made a final opinion that either the victim has made a complete recovery, or that their symptoms will not improve or deteriorate. Therefore, it is very much dependant on the severity of the injury. In most cases whiplash claims are settled within six to twelve months.

Any Other Questions?

We hope that you have found our "How To Claim For Whiplash" guide useful. If you have any further questions please do not hesitate to call us free on 0800 6888 546

Can The Whiplash Experts Help You With Your Whiplash Claim?

What’s more, because we only deal with Whiplash claims, we can make a unique guarantee to you:

You will not pay a penny if you win your whiplash claim.
You will not pay a penny if you lose your whiplash claim.
You will receive 100% of your compensation if your claim is successful.

Call us on 0800 6888 546 for a no cost, no obligation opinion.

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